Decades of Experience. Future focused.

HPF is an independent principal lending partner with over 50 years of experience in the property industry.

Privately funded and family owned, we provide short-term property bridging loans to investors, developers, professional advisors, and intermediaries across the UK.

We’re fast, flexible, and take a case-by-case approach rooted in expertise. Our deep industry knowledge and personal service set us apart; earning the trust of our clients who return to HPF to support their continued growth.

How

we work

1. Enquiry

We review your requirements and provide terms quickly, with full transparency.

2. Decision

Each case is assessed on a bespoke basis. We’ll consider your needs and issue a decision in principle—typically within 24 to 48 hours.

3. Valuation

We review the independent valuation

4. Legals

Our trusted legal partners handle the paperwork swiftly and efficiently for both parties.

5. Funds

Subject to legal completion, funds can be released in as little as 10 days—depending on the circumstances of the deal.